Eighty Percent of Small Claims Court Cases and Civil Matters Go Uncollected
Small Claims Court » Eighty Percent of Small Claims Court Cases and Civil Matters Go Uncollected
This is such a familiar story for so many Americans:
- Somebody does you wrong
- You go to civil court
- The judge or the magistrate agrees to award you
- You never receive any money that is owed to you.
Although the civil system is structured to allow you to receive money owed to you, nobody said that it isn't going to hard. The court system allows access to basic information on filing wage garnishments, liens, bank garnishments and other ways of getting back what is owed to you that the courts awarded you, however the information given to you will not teach you everything you need to know. Therefore, we are left with only a few choices:
- Be defeated by your debtors (Never see your money again)
- Spend all of your time trying to figure out how to recover your judgment yourself
- Talk to an attorney and spend your hard earned money on a retainer plus hourly fees of hundreds per hour
- Hire a Collection Agency
Although collection agency service isn't very difficult to learn once you learn how to do it, the process can be worth the effort. You would suggest that once you were awarded judgment, they would make it less of a hassle for you to recover the funds that you are owed.
The courts offers pamphlets to you explaining debtors rights. Try to find out information from one of the court clerks how you find the bank information of the debtor or the process of garnishing the wages of the debtor, and you will find a familiar answer - 'we cannot offer legal advice'.
The easiest and fastest way to find the debtor's information about the debtor is a process called skip tracing. Part of this process involves pulling a credit report on the debtor, and being a private investigator to put all of the pieces together. One of the hardest things a creditor will face is that almost all credit reporting agencies won't let you pull a credit report on somebody if you do not own or operate a legitimate company that complies with FRCA laws and regulations.
If you use a judgment recovery service, they will recover your money with no fees out of your pocket, and absolutely no fees unless the money owed to you is recovered. Unlike lawyers who slap you with per hour fees, whether or not they are able to collect your fees.
We recommend letting a professional National Collection Agency handle your outstanding debts for the most effective and efficient no-upfront cost way to collect on monies owed to you.
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